Our Team

Our Team

Karen Caporaso, CFP®, CDFA

Karen has been working in the financial services industry since 1990 after obtaining her FINRA Series 7 securities registration. With a background of 17 years in corporate accounting, Karen decided to pursue a career that combines a knowledge of accounting, finance, and the ability to help people pursue their goals. Karen is well-versed in all areas of finance, including taxes, estate planning, investments, insurance needs, and business planning. Karen graduated with a BS degree in both finance and economics from Chapman University (Orange, California) and earned her CFP® certification in 1992. Karen enjoys helping people to establish retirement accounts, college accounts for their kids or grandkids, or any other financial goal they may have. In addition, Karen knows that proper financial planning can help guard against the financial catastrophes of living too long or dying too soon. She helps her clients stay on track by having routine portfolio update meetings.

As a Certified Divorce Financial Analyst (CDFA) since 2004, Karen helps clients determine realistic and fair financial expectations from a divorce settlement. This is a specialization in addition to her financial practice. Karen's primary concerns for her clients: 1) Are they financially okay today? and 2) Will they be financially okay in the future? These issues are very important for each spouse to know before the settlement is reached, especially when children are involved. The financial aspect of the divorce must be thoroughly assessed before they sign on the dotted line.

A marital breakup is confusing, emotionally devastating, frightening financially, and legally overwhelming all at the same time. Karen helps her clients by gathering relevant financial data and presenting them with different scenarios of cash flow, tax liability, family support, and future net worth based on varied assumptions. This analysis will help her clients see if the financial proposal from their spouse is really equitable and fair. Your attorney is a specialist in providing legal advice (which Karen does not offer), while Karen's expertise is providing a clear financial picture in order to fairly and equitably divide all marital assets. Karen helps to establish a budget that is both realistic and one the spouse can stay on track with to avoid future financial problems.

Karen is a member of the National Association of Women Business Owners, Women Investing in Security and Investing, and the National Association of Financial Planning (NAPFA). Karen is past president for two years, 2009 and 2010, of WISE (Women Investing in Security and Education).
 
Karen is also a member of the Certified Divorce Financial Analysts (CDFA) and the Association of Divorce Financial Planners (ADFP) organizations.

Karen is married and lives in Irvine with her husband, Fred, and children, Allison and Eric.